Habitat for Humanity of Dutchess County Homeownership Applications

Thank you for your interest in the Habitat for Humanity of Dutchess County Homeownership Program! Habitat Dutchess is accepting applications beginning September 1, 2022, through October 1, 2022.

A list of documents we require is below, or you can download or print a list here.

Need an application? You’ll find one here.

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Applications and brochures will also be available at the Habitat Dutchess ReStore, located at Nine Mall Plaza, 822 South Road, Wappingers Falls, NY 12590, beginning August 1, 2022.

Applications submitted before September 1, 2022 or after October 1, 2002 cannot be reviewed, stored, or considered for approval.

Before you begin, we recommend that you review our Homeownership Information Brochure. It has important information that will help walk you through the Habitat Homeownership Partner program.

Please note that if your application is approved, it takes about 18 to 24 months from the time of your application is approved to the time construction is complete and a home is ready to occupy. This includes securing an affordable mortgage through a Habitat approved lender.

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Before you begin, please note the following:

√ Minimum Income for all household members combined is $35,000, and the maximum income for all household members combined cannot exceed 80% of the average median income (AMI) for Dutchess County. Please refer to the chart below for the AMI information for household sizes from one to eight members:

Habitat for Humanity AMI Requirements

√ If you do not meet the income requirements, please visit our Homeward Bound page for information about the Habitat for Humanity of Dutchess County Homeward Bound Program.  This program provides education about the home buying process, and the tools and resources needed to prepare for it.

If everything looks good so far, the following is a checklist of documents you will need to submit with your application.

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Required Financial Support Documents

  • Copy of most current tax return for ALL members of the household age 18 or older

  • Copy of most current W2 documents for ALL members of the household age 18 or older

  • Copy of two of the most current paystubs for ALL members of the household age 18 or older

***If you are accepted as a Partner in the Habitat for Humanity of Dutchess County Homeownership Program, you will be required to update the above documents throughout your partnership.***

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Additional Financial Support Documents

Please provide the following if any apply to your household:

  • Alimony or Child Support (if you receive OR pay); letter or court document stating amounts

  • Proof of Social Security and/or Disability (most current award letter)

  • Proof of Housing Subsidy (Voucher or letter for Section 8)

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Required Identification Documents

  • Government issued photo ID (License, non-drivers ID, Passport) for ALL members of household age 18 or older

  • Landlord Letter & Verification (Can be a copy of your lease, a letter from your landlord, or a letter from HUD)

If you have questions about your application, or you need assistance filling it out, please call (845) 297-7610 option 4, or send an email to jennifer.radicone@habitatdutchess.org.